Terms of Use

Terms of Use

Effective: 21 May 2025

1. Agreement

1.1.By using the website www.divigain.com and any of its pages (hereafter the “Site”), you confirm that you have reviewed, understood, and agreed to the following important legal information and terms of use (the “Terms”). If you do not agree to the Terms, please exit the Site immediately.

1.2.The Terms are subject to change at any time without notice, and access to or use of the Site may be restricted or terminated at any time. You are advised to review these Terms each time you access the website.

1.3.Access to and use of this Site, along with these Terms, are governed by the laws of the Republic of Singapore.

1.4.Further access to the website may also be subject to the laws applicable in the relevant jurisdiction from which it is being accessed.

2. Local legal restrictions

3. No Warranty

3.1.DiviGain provides no warranty and makes no representations of any kind whatsoever regarding: (a) the currency, accuracy, or completeness of the content; and (b) the results to be obtained by any user of the Site; and (c) any third-party content accessible on or through the Site.

3.2.Any expressions of opinion, estimates and projections on the Site are those of the authors at the date of writing. They do not necessarily reflect the view of DiviGain and are subject to change at any time without prior warning. DiviGain and its contractual partners may discontinue, or make changes in, the information, data and documents, and the products or services described herein, at any time without prior notice. Any information marked with a date is published as of this date only and no obligation or responsibility is undertaken to update or amend any such information.

3.3.Except to the extent required by current laws and/or regulations, DiviGain, including its directors, agents, employees, or subcontractors: (a) disclaims any and all express or implied warranties and conditions, including, without limitation, warranties and conditions as to quality and fitness for a particular purpose; and (2) does not warrant that the Site, any content (including third-party content), goods, or services referred to therein will be uninterrupted or error-free, that defects will be corrected, or that the Site, the servers from which it is available, or any connected website is free of viruses, trojan horses, worms, software bombs, or other harmful components.

3.4.Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this Site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or fitness for any particular purpose.

3.5.The information and opinions in the Site are descriptive of DiviGain as a whole and the products and services described may not be available to or suitable for all investors. The fact that a user accesses the Site does not make him a client of DiviGain.

4. No liability

4.1.TO THE MAXIMUM EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, DiviGain, INCLUDING ITS DIRECTORS, AGENTS, EMPLOYEES, SUB-CONTRACTORS AND ITS SALES PARTNERS DISCLAIM ANY AND ALL LIABILITY FOR LOSSES OR DAMAGES (DIRECT OR INDIRECT) OF ANY KIND WHATSOEVER ARISING DIRECTLY OR INDIRECTLYAS A RESULT OF (A) THE CONTENT, ACCURACY, COMPLETENESS OR OTHERWISE OF THE CONTENT OR ANY LINKS OR THIRD PARTY CONTENT; (B) ANY ERRORS IN OR OMISSIONS FROM THE SITE; (C) USE OF OR ACCESS TO THE SITE; (D) ANY INABILITY TO ACCESS OR USE THE WEBSITE FOR ANY REASON.

4.2.TO THE FULL EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, DiviGain SHALL NOT BE LIABLE FOR ANY (A) LOSS OF PROFITS OR REVENUE OR SAVINGS OR OTHER ECONOMIC LOSS, (B) LOSS OF BUSINESS OR GOODWILL, (C) LOSS OF OR DAMAGE TO DATA, (D) INCIDENTAL OR SPECIAL LOSS, (E) WASTED OR LOST MANAGEMENT TIME, OR (F) INDIRECT OR CONSEQUENTIAL LOSS ARISING FROM USE OF OR ACCESS TO THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE OR IF SUCH LOSS OR DAMAGE WAS FORESEEABLE.

5. Intellectual Property Rights

5.1.The names, images, logos, and other trademarks (hereinafter referred collectively to as the “Marks”) identifying us and our products and services are subject to copyright, design rights, and trademarks. All rights to the Marks are expressly reserved. Nothing contained in this Agreement shall be construed as conferring by implication, estoppel, or otherwise any license or right to use any trademark, patent, design right, or copyright of ours without our prior written consent. You shall not use our Marks in any way, including in any advertising or publicity, or as a hyperlink without our prior written consent.

5.2.We, our service providers, agents (or their sub-agents) contractors (or their sub-contractors) delegates, suppliers and other third parties we may appoint for the operation of this Platform or the provision of services to you and licensors own and retain all rights, titles and interests in and to (a) the Platform; (b) all hardware, software, and other items used to provide the services to you; and (c) all materials, including without limitation, the information, databases, data, documents, online graphics, audio and video, in the Platform, which contains proprietary and confidential information that is protected by applicable intellectual property and other laws. Except as expressly authorized by us, you shall not copy, modify, publish, transmit, distribute, perform, display or sell any of our proprietary information. You shall also not decompile, reverse engineer or otherwise attempt to discover the source code of any content available on the Platform except under the specific circumstances expressly permitted by us in writing.

5.3.By submitting, posting, or displaying content on or through the Platform, you grant us a worldwide, non-exclusive, royalty-free license to reproduce, adapt, and publish that content on the Platform for the purposes of displaying, distributing, and promoting the Platform or any other services we provide. You also grant us an irrevocable, non-exclusive license to use that content, including any ideas, inventions, concepts, techniques, or know-how disclosed in it, for any purpose, including developing and/or marketing our services. We reserve the right to retain an archival record of all such content, even if you delete or remove it.

5.4.You may not imitate, copy, modify, decompile, disassemble, reverse engineer, distribute, disseminate, reproduce, license, create derivative works from, assign, transfer, or sell the Platform or any information, data, products, or services obtained from the Platform (collectively, the “Platform Contents”). Unauthorized use of the Platform or the Platform Contents may violate our intellectual property rights and may be a crime under applicable law. You may retrieve and display the Platform Contents on your devices and retain a copy for your records, but you must keep intact all accompanying intellectual property rights and other proprietary notices.