Banks
We partner with trusted, globally recognized banks to ensure secure and reliable transfers. We use the following bank(s) to process all client transactions, ensuring your funds move safely and efficiently through institutions chosen for their reputation, compliance, and performance.
Banks / Charges
| Country | Account Currency |
Transfer Days | Transfer Fees * |
$1 USD Exchange Rate ** |
|
|---|---|---|---|---|---|
| Cayman Islands |  | USD | up to 3 business days | CI$ 0.820 | |
| Indonesia |  | USD | up to 6 business days | up to Rp 500,000 | Rp 16,390 |
| Malaysia |  | USD | up to 3 business days | RM 4.253 | |
| Philippines |  | USD | up to 7 business days | ₱ 57.220 | |
| Singapore |  | USD | up to 3 business days | S$ 1.286 |
Wallets
As the beneficiary, you will receive your payment minus any applicable fees automatically deducted during the transfer to and from your wallet. Wallet providers may charge varying fees, so we recommend adding extra funds when funding your account to ensure the full intended amount is received. For lower overall fees, we encourage using bank transfers whenever possible.
Wallets / Charges
| Country | Account Currency |
Transfer Days * | International Transfer Fees ** |
Fees Cap | Conversion Fees *** |
Min./Max. Amounts |
|---|---|---|---|---|---|---|
| PayPal T. | USD | up to 2 business days | up to 5.00% | $ 4.99 | up to 4.40% | min. $ 2 max. $ 60,000 |
| Wise | USD | up to 3 business days | $ 4.99 | up to 0.57% | max. $ 1,000,000 |
Fees / Policies
Bank Wire Transfer
In line with standard market practice, DiviGain will absorb any bank charges on incoming transfers, meaning when you send funds to DiviGain, your full remitted amount will be credited to your account without deduction on our side. However, for outgoing transfers from DiviGain to you, you as the beneficiary will bear any charges applied by intermediary or receiving banks. As a result, you may receive an amount lower than requested due to these external deductions. Since these fees vary between banks, please consult your bank directly for more information.
Digital Wallets
For all transfers made via digital wallets, DiviGain does NOT absorb any associated fees. This means that you, as the sender or recipient, are fully responsible for all charges imposed by wallet providers, payment processors, or any intermediary services involved. These fees can be significant, depending on the provider. As such, while wallet transfers may offer speed and convenience, we strongly recommend using traditional bank wire transfers for deposits and withdrawals whenever possible, as they are generally more cost-effective, despite being slower.
Fees / Third Party Accounts
Please note that you can only withdraw funds from your account to a bank account held under your name. DiviGain is unable to facilitate funds transfers to or from third party accounts.
